Lawsuits & Judgments

Taking Action Quickly Can Avoid Unnecessary Stress and Expense

In most Chapter 7 and Chapter 13 cases, we can avoid judgment liens that have been placed on homes or cars after a judgment has been taken against one of our clients. Filing for bankruptcy sooner rather than later can help one avoid unnecessary expense and credit damage associated with judgment liens. Unfortunately, many people wait longer than they should before consulting with an experienced bankruptcy attorney.

If you have a judgment taken against you, you will notice that after only a matter of months the amount of the judgment is higher than it was at the date that it was taken. It certainly doesn't seem fair, but there is a reason.

The reason for that phenomenon is because interest does not stop mounting on the date of the judgment. It continues to accrue, and the amount of the judgment lien will continue to grow after the judgment is taken. This can lead to a downward spiral and make an already difficult situation much worse.

However, when you file bankruptcy, the entire amount of the judgment should be discharged. The lien is avoided in most cases. If you have a judgment lien against you or if you are struggling with overwhelming debt, we encourage you not to wait. Things will not get better until you take action and seek the help you need.

Get Immediate Help To Avoid Judgment Liens in North Texas

We invite you to call Pelley Law Office, L.L.P. at 972-608-0335 or 903-813-4778 to schedule a free confidential consultation with an experienced bankruptcy lawyer. You can also contact us by e-mail now to request an appointment.

Questions? Feel free to visit our Bankruptcy FAQs. To learn how we have helped clients in North Texas deal with overwhelming debt and other legal problems, please view our Client Testimonials.

Just a brief note to tell you how appreciative I am of how effective you were in my Bankruptcy Proceedings. I was never worried because I knew I was being represented by the best. Thank you!

- F.B.

I was faced with a first degree felony, which meant 5-99 years behind bars. It was terrifying. You are not only a great attorney but a very honest man with integrity...you saved my life.

- A.N.

From the first moment I met Mr. Pelley, he made me feel at ease. I was always updated, whether via mail or phone call of court dates and information concerning my case. He did a remarkable job and went above and beyond all my expectations. I wouldn't have to think twice about recommending Mr. Pelley to represent any of my family members or closest friends.

- C.G.