Credit Card Debt

You Can Get Out From Under Your Credit Card Debt

Credit card debt is both frustrating and stressful. Because of the ridiculously high interest rates banks charge (that used to be illegal), even if you make big payments each month you are still probably not reducing the debt. It may feel like you are spinning your wheels in the mud. You can do something about it that will help you quit wasting money, and start saving money for your retirement and for your family’s future.

If you are receiving harassing phone calls from collection agencies about your credit card debt, then it is time to talk about debt relief options. Contact the attorneys of Pelley Law Office, L.L.P. for a free confidential consultation, and visit our Bankruptcy FAQs link for more information.

We Lay Out All of Your Options

One of our firm's lawyers will review your financial circumstances and explain all of your debt relief options—both bankruptcy and non-bankruptcy alternatives. Based on our years of experience helping people just like you throughout North Texas, we will recommend the option that is in your best interest. It will then be up to you as to how you choose to proceed.

There are typically several solutions to credit card debt problems:

• Chapter 7 bankruptcy
• Chapter 13 bankruptcy
• Negotiate a debt settlement plan: We can work with credit card companies to reach a settlement between you and your creditors (often referred to as an accommodation).
• Negotiate a debt consolidation plan: We can work with your lenders to establish one monthly payment.

Contact Us for a Free Consultation

Our attorneys will explain the pros and cons of each option. The choice will be yours as to which route you wish to take. But, you can make that decision after talking with a professional financial lawyer at no cost.

To learn about your options, please contact Pelley Law Office, L.L.P. The confidential consultation is free of charge.

Just a brief note to tell you how appreciative I am of how effective you were in my Bankruptcy Proceedings. I was never worried because I knew I was being represented by the best. Thank you!

- F.B.

I was faced with a first degree felony, which meant 5-99 years behind bars. It was terrifying. You are not only a great attorney but a very honest man with integrity...you saved my life.

- A.N.

From the first moment I met Mr. Pelley, he made me feel at ease. I was always updated, whether via mail or phone call of court dates and information concerning my case. He did a remarkable job and went above and beyond all my expectations. I wouldn't have to think twice about recommending Mr. Pelley to represent any of my family members or closest friends.

- C.G.