Should I Talk to a Bankruptcy Lawyer?

Texas Bankruptcy Attorneys

Debt problems are common, but how do you know if they have gotten out of control? On this page, we will explore some warning signs of a debt problem that has spun out of control and how we can help you solve the problems associated with your debt. Our attorneys are dedicated to helping you put your debt problems behind you for good so that you can get a fresh financial start.

Bankruptcy Warning Signs

No two debt situations are the same. In order to know if you should seek bankruptcy or other debt relief alternatives it is important to speak with an experienced bankruptcy law attorney.

Generally speaking, any one of the following warning signs likely signify you are deep in debt and need to speak with a bankruptcy lawyer immediately:

• You are in credit card debt and are not able to comfortably make more than double the minimum monthly payments;
• You are facing home foreclosure;
• You are behind on your car payments and receiving threats of repossession;
• You have been sued or are in danger of receiving a lawsuit or already have a judgment against you;
• You have unpaid medical bills;
• You have a business that did not work as you envisioned;
• You have even considered taking out a loan against your home to pay off credit card debt;
• You have even considered borrowing against your retirement to pay down your unsecured debt;
• You tried Obama's home modification program and it has not worked;
• You have had a home foreclosed upon or a car repossessed;
• You have old debts, such as old broken apartment leases or repossessed cars that you still owe on the deficiency.

Our bankruptcy lawyers have extensive experience handling Chapter 7, Chapter 13 and Chapter 11 bankruptcy cases for clients throughout North Texas. We will be happy to sit down with you at a free initial consultation and explain all of your bankruptcy and non-bankruptcy options. You will then know what your alternatives are, and you can then make the decision on how you are going to handle your debt problem.

Contact Us

Pelley Law Office, L.L.P. is recognized as a leader in the bankruptcy law arena. We have helped thousands of clients file for bankruptcy protection since 1974.  To schedule a free consultation with a bankruptcy law attorney, contact our law offices. We will explain your options, and you will be under no obligation to hire us.

Pelley Law Office, L.L.P. has been named by The United States Congress in Washington, D.C. as a debt relief law firm and we help people file for bankruptcy relief under the Bankruptcy Code.

Just a brief note to tell you how appreciative I am of how effective you were in my Bankruptcy Proceedings. I was never worried because I knew I was being represented by the best. Thank you!

- F.B.

I was faced with a first degree felony, which meant 5-99 years behind bars. It was terrifying. You are not only a great attorney but a very honest man with integrity...you saved my life.

- A.N.

From the first moment I met Mr. Pelley, he made me feel at ease. I was always updated, whether via mail or phone call of court dates and information concerning my case. He did a remarkable job and went above and beyond all my expectations. I wouldn't have to think twice about recommending Mr. Pelley to represent any of my family members or closest friends.

- C.G.