Lawyers Fighting Creditor Harassment in North Texas

You Have Rights. We Can Protect You.

It is not just creditors who have rights under state and federal law. People who owe money have rights, too. It is critically important for anyone who is struggling with overwhelming debt and creditor harassment to understand we can help you assert your rights and stop the phone calls.

State and federal law restricts what actions creditors and collections agencies can take in order to collect a debt. For example, the federal Fair Debt Collections Practices Act (FDCPA) and the Texas Deceptive Trade Practices - Consumer Protection Act (DTPA) prevent creditors from using many underhanded tactics, such as:

• Pretending to be what they are not (saying they are a lawyer or a member of a law enforcement agency)
• Calling your home after 9:00 PM
• Contacting a neighbor, friend, family member or boss to discuss your debt
• Threatening to call the police or stating that you will go to jail unless you pay (there are no debtors' prisons in America)
• Trying to collect a debt that has been paid or discharged
• Trying to collect in excess of the amount of debt that is owed plus authorized fees
• Threatening to sell or repossess your property without proper court proceedings
• Use of threatening or obscene language or taking any actions intended to annoy, harass or threaten

The moment you feel you are being harassed or threatened by a creditor or debt collector, you should contact an attorney who can put an end to the abuse. At Pelley Law Office L.L.P., we do not put up with creditor harassment. We can make the phone calls stop.

Contact Pelley Law Office L.L.P. for Help With Creditor Harassment

If you feel your rights have been violated, an experienced attorney can help. We can immediately notify the creditor that further contact may be in violation of Texas and federal law.

We invite you to call Pelley Law Office, L.L.P. at 972-608-0335 or 903-813-4778 to schedule a free confidential consultation with an experienced bankruptcy and creditor harassment lawyer. You can also contact us by e-mail now to request an appointment.

Questions? Feel free to visit our Bankruptcy FAQs. To learn how we have helped clients in North Texas deal with overwhelming debt, creditor harassment and other legal problems, please view our Client Testimonials.

Just a brief note to tell you how appreciative I am of how effective you were in my Bankruptcy Proceedings. I was never worried because I knew I was being represented by the best. Thank you!

- F.B.

I was faced with a first degree felony, which meant 5-99 years behind bars. It was terrifying. You are not only a great attorney but a very honest man with integrity...you saved my life.

- A.N.

From the first moment I met Mr. Pelley, he made me feel at ease. I was always updated, whether via mail or phone call of court dates and information concerning my case. He did a remarkable job and went above and beyond all my expectations. I wouldn't have to think twice about recommending Mr. Pelley to represent any of my family members or closest friends.

- C.G.