Pelley Law Office LLP
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May 2014 Archives

Embarrassment keeps many from dealing with credit card debt

Many people in Texas struggle with credit card debt without their friends, neighbors or even family members knowing about it. Credit cards allow people to keep up appearances as they continue purchasing luxury items for so long as they keep making monthly minimum payments. Card holders who only pay the minimum every month see their balance quickly gather interest, and before long they can face an overwhelming debt.

Dallas on the high side nationally in terms of consumer debt

At least one recent poll indicates that dependence on credit cards is on the wane across the country. That survey by the Gallup organization finds more respondents claiming they are carrying less plastic in their wallets and are paying off balances on a monthly basis than was the case back before the recession hit in 2008.

With student loans in Texas bankruptcy, devil is in the details

It's college graduation time. A lot of newly sheepskinned individuals are about to hit the bricks looking for that first work opportunity that will launch them into a long and prosperous career. Many of them, however, may find that their first voyage into self sufficiency is slowed by a sea anchor of student loan debt.

In matters of foreclosure, what a difference a year can make

Ask any comedian and they are likely to tell you that the key to success is that timing is everything. If you tell a joke and don't phrase things just right, it could very well flop. The same might also be said for the process of foreclosure.

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1312 14th Street, Suite 100
Plano, Texas 75074

Phone: 972-608-0335
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Sherman Office
905 North Travis Street
Sherman, Texas 75090

Phone: 903-813-4778
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6060 North Central Expressway, Suite 602
Dallas, Texas 75206

Phone: 214-733-1775
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