Pelley Law Office LLP
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214-733-1775
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903-813-4778

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February 2015 Archives

Signs that let Texas residents know its time for bankruptcy

If collection calls are coming each day and there is no money to pay those past due bills, it may be time to file for bankruptcy. Senior citizens and those who are unemployed may not have the resources necessary to pay their debts because they have little or no income to do so. In some cases, senior citizens who file for bankruptcy may be able to keep their home and most or all of their retirement benefits.

Negotiating directly with a debt collector

Although Texas residents dealing with serious debt problems might seek relief through bankruptcy, there are additional methods that could be explored to settle their financial obligations. In some cases, individuals seek settlements directly with collectors, offering less than the full amount owed to conclude the matter. However, some collection agencies may be less willing to negotiate than others.

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Plano office
Sherman office
Dallas office

Plano Office
1312 14th Street, Suite 100
Plano, Texas 75074

Phone: 972-608-0335
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Sherman Office
905 North Travis Street
Sherman, Texas 75090

Phone: 903-813-4778
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Dallas Office
6060 North Central Expressway, Suite 602
Dallas, Texas 75206

Phone: 214-733-1775
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