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Pre-Bankruptcy Credit Counseling Class

President Bush signed the BAPCPA legislation changing the law 6 months before it went into effect on October 17, 2005.  As part of that new bankruptcy law, debtors are now required to take a pre-bankruptcy credit counseling class and obtain a certificate that proves they completed the course.  However, it is not like a class you took in high school and it does not take a semester to complete.  

Most clients report that the class takes between 30 minutes and 2 hours.  It is just another small hoop you must jump through and $50 tax you must pay in order to file a bankruptcy.  Typically, if you fill out our Debtors Forms prior to taking the class it is easier to navigate through the class. 

Fortunately, the class can be taken 24 hours a day, and seven days a week with most of the qualified providers.

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Plano office
Sherman office
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1312 14th Street, Suite 100
Plano, Texas 75074

Phone: 972-608-0335
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905 North Travis Street
Sherman, Texas 75090

Phone: 903-813-4778
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100 Crescent Court
Suite 700
Dallas, Texas 75201

Phone: 214-733-1775
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