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Credit Card Fees

For years credit card companies were raising interest rates for a number of reasons.  There was fine print on the agreement that few people read before signing the agreement which often authorized the credit card to raise its rates even if the cardholder only fell behind on another credit card...not even that particular card.

As a result, The Credit Card Accountability Responsibility and Disclosure Act of 2009 was passed by Congress and signed by President Obama.  According to a new article on, credit card companies are trying to skirt that law and are attempting to find new ways to recapture some of their losses they took as a result of the Act.

This may well result in the number of consumer bankruptcies in this country continuing to rise.

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