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Why file Chapter 13 Bankruptcy?

There are a number of reasons that you would file a Chapter 13 Bankruptcy.  First, most people that are having financial problems have quite a bit of unsecured debt.  Unsecured debt is an obligation which does not have a lien against any property.

Secondly, a debtor who is being charged interest by the IRS on a past due tax obligation can file a Chapter 13 to eliminate the post petition interest and penalties.  Also, if someone is facing foreclosure, then a Chapter 13 can stop the foreclosure and help the debtor to get caught up on the arrears.  Chapter 13 can also prevent repossession.

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Plano office
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Plano Office
1312 14th Street, Suite 100
Plano, Texas 75074

Phone: 972-608-0335
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905 North Travis Street
Sherman, Texas 75090

Phone: 903-813-4778
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100 Crescent Court
Suite 700
Dallas, Texas 75201

Phone: 214-733-1775
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