People in Dallas, Texas were hit extremely hard by the great recession. Foreclosure rates have been at historic highs, and due to lost jobs, reduction in income, a high divorce rate, illnesses, and high interest rates people have had to turn to learn their bankruptcy options.
Chapter 7 bankruptcy is typically the best chapter to file if someone is eligible. It is the cheapest, the quickest and usually allows the debtor to re-establish their credit quickly after receiving their discharge. Chapter 13 bankruptcy is great for helping someone get caught up on their mortgage to avoid foreclosure, or avoid repossession, or stop the IRS from charging them penalties and interest.