Pelley Law Office LLP
Dallas Office
Plano Office
Sherman Office

No Charge For Initial Consultation ($250 value)

Menu Contact

Over 80 Years Of Combined Experience

View Our Practice Areas

Credit Card Lawsuits

Often times, when a credit card company is not paid in a timely fashion they send the debt over to a debt collection company to try to resolve the issue.  When the debt collection company fails, many times they send the debt along to a plaintiff's attorney who ultimately files a lawsuit against the card holder.  The card holder often has a difficult time raising an effective defense in state court to the lawsuit.

The plaintiff's attorney is attempting to collect a judgment in most cases that will continue to accrue interest post-judgment until the debt is paid.  Sometimes, a debt settlement plan can be arranged to try to resolve the lawsuit.  However, many times filing a Chapter 7 bankruptcy or even a Chapter 13 bankruptcy is the best way to resolve not only that financial problem, but many others.  Usually, Chapter 7 bankruptcy is the best way to go unless the debtor faces other problems like foreclosure, IRS debt, repossession, or if they do not pass the Means Test.

No Comments

Leave a comment
Comment Information

Awards & Recognition

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Office Locations

Plano office
Sherman office
Dallas office

Plano Office
1312 14th Street, Suite 100
Plano, Texas 75074

Phone: 972-608-0335
Map & Directions

Sherman Office
905 North Travis Street
Sherman, Texas 75090

Phone: 903-813-4778
Map & Directions

Dallas Office
100 Crescent Court
Suite 700
Dallas, Texas 75201

Phone: 214-733-1775
Map & Directions