Bankruptcy

National bankruptcy trends

Bankruptcy has been a serious concern throughout the nation, especially in the years following the 2007 recession. While the rate of filings has finally begun to decline on a national scale, the greatest levels have been recorded in states in the South. Texas...

Choosing between saving and spending

According to a survey conducted in part by the National Foundation for Credit Counseling, people in Texas and around the country are trying to save more money but also have larger credit card balances. Of 1,600 people in that survey, 10 percent said that they carried...

Fighting a Texas foreclosure

Texas residents who are facing foreclosure have a number of options when dealing with this situation. By learning about their rights and which options are available in their particular situation, they can make more informed decisions about how to proceed. Since 2012,...

Finding answers to billing questions in Texas

According to a variety of sources, it may be best to hold off paying a medical bill until it can be checked for accuracy. A study conducted in 2014 by NerdWallet found that there were errors on 49 percent of all Medicare claims. Advocacy groups such as Medical Billing...

Getting out of debt in Texas

As people prepare to file their taxes, they are likely to go over their finances. Many individuals will start to look at what they owe and discover that they are more deeply in debt than they had assumed. There are a variety of ways that a person can eliminate or...

Evaluating bankruptcy as a solution to debt

Although credit cards can be helpful for addressing short-term expenses, many Texas residents find that as interest accrues, payments become increasingly difficult to manage. This is especially true if there are many accounts in question. Medical bills and other debts...

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