Some retirees in Texas may benefit from filing for bankruptcy if they are struggling with debt. Chapter 13 bankruptcy may allow them to do so without losing their assets. Many older people may have second or third mortgages or other lines of credit on their homes, and...
Texans who are planning to file Chapter 13 bankruptcy petitions should take note of a recent U.S. Supreme Court decision that could affect those cases. The ruling, issued on May 4, ended a circuit court split regarding the ability of people to appeal denials of their...
Individuals in Texas who have filed for Chapter 13 bankruptcy may wonder what to do if they find that they still cannot make payments on their mortgage. There are two solutions available if an individual no longer wishes to continue making house payments in this...
As Texas residents may know, Chapter 13 bankruptcy allows an individual to reorganize debt and make payments on it over a three- to five-year period while retaining primary residence ownership. However, individuals may not be aware of recent changes in the law.Chapter...
Financial difficulties for Texas residents can range in magnitude, making it important to evaluate your options as you take on a specific situation. When those challenges extend to many debts or involve an extreme life change, you may find that filing bankruptcy...
Homeowners in Texas who are both overwhelmed by unmanageable debt levels as well as the specter of foreclosure may be unaware that filing Chapter 13 bankruptcy can both provide relief from their debt as well as halt the foreclosure of their home. Unlike the...
Many Texas residents encounter serious financial problems and consider a Chapter 13 bankruptcy after a setback such as an illness, injury or layoff. You may be thinking about taking this path if your income disqualifies you from filing a Chapter 7 bankruptcy, or you...
For Texas residents facing an unmanageable amount of debt, there is help out there. They can put a stop to collection calls through a Chapter 13 bankruptcy filing. When filing Chapter 13 bankruptcy, individuals can help themselves, getting out of debt by agreeing to a...
As some Texas residents may know, Chapter 13 bankruptcy may allow an individual to pay back their debt and keep their property. The payback period depends on the debtor's income. The greater the debtor's monthly income, the longer the repayment time, but the typical...
If at first you don't succeed, try, try again. As encouragement for persistence those words deserve to be taken to heart. But as the case of a Dallas woman indicates, if pushed to the limit within the context of filing for bankruptcy, there could be dire...
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