Many people are aware of the foreclosure problem plaguing the nation. But, not everyone understands what the problems with faulty documentation are or what to do when facing foreclosure themselves. Texas foreclosure proceedings move fast and are not supervised by judges, making the foreclosure problem even more troubling for Texas residents.
Judicial Foreclosure
In 23 states, foreclosure proceedings must be overseen by a judge. Before a lender can foreclose on a home, the homeowner must go to court and have the opportunity to review the lender’s foreclosure documents. A judge must give approval before the homeowner is evicted.
Nonjudicial Foreclosure
Twenty-five other states use nonjudicial foreclosure. In nonjudicial foreclosure the homeowner and lender do not go to court and the paperwork is generally not reviewed by a judge. A judge is involved in only a few instances, such as when the homeowner is in bankruptcy or represented in foreclosure by a lawyer.
Texas Foreclosure Process
Texas has a very quick foreclosure process. Unlike other nonjudicial foreclosure states that allow homeowners to catch up on mortgage payments over a few months, homeowners in Texas have about six weeks to cure delinquent mortgages.
To begin foreclosure, the lender must send a letter to the homeowner, informing the owner that he or she is in default. The letter must state how much is owed and notify the owner that he or she has 20 days to make all past-due mortgage payments or foreclosure proceedings will be started.
If all payments are not received within 20 days of mailing the letter, the lender then posts notice of a foreclosure sale at the courthouse, records the notice with the county land office and mails the notice to the homeowner. If the homeowner does not cure the delinquent mortgage within the next three weeks, the home may be sold in a foreclosure sale.
When foreclosures are performed without judicial supervision, there is greater risk that faulty or fraudulent documents are used.
Faulty Mortgage Assignments
With mass securitization of mortgages, the deed of trust or mortgage note for a home may have been transferred many times but none of those transactions were recorded in the county land records. Consequently, the land records rarely reflect that the lender attempting to foreclose on the home owns the deed of trust and has the right to foreclose. Without the assistance of an attorney or the review of a judge, this problem may go unnoticed.
There are also problems with assignments or transfers of the deeds of trust. In some cases corporations that are now defunct, such as Lehman Brothers, are listed as the company that recently assigned the deed of trust to the lender foreclosing on the home. In others, the names of now-nonexistent companies are altered slightly. Further, some assignments are made after the foreclosure sale has occurred, according to Daily Finance.
Illegal Fees
In addition, the amount of money homeowners must pay to cure delinquent mortgages is often inflated with extra fees that the lender is not legally allowed to charge. Homeowners may have difficultly assessing which fees are legitimate and which are illegal, and the increased amounts make it even harder to pay the bill.
In nonjudicial foreclosure, homeowners may never see the documents lenders rely on to establish their foreclosure rights. Even if fraud or fault is discovered, there are few consequences for lenders because the documents are not filed in court and sworn as accurate. Also, enforcement of the laws lenders may be breaking is scant.
Texas foreclosure proceedings move swiftly and are especially susceptible to fraud, so promptly contact a knowledgeable foreclosure attorney if you are at risk of losing your home. An attorney experienced in foreclosure proceedings can spot improper documents or procedures and discuss your legal options.
Case Results
M.J. discharged all of her credit card debt and the IRS back taxes through the Chapter 7 and adversarial proceeding.
M.J. had over $85,000 in unsecured debt from caring for a sick family member as well as over $10,000 in back taxes. The IRS argued that the tax return was not timely filed, but we proved to the court that it was.
In re: M.J.
Aggravated Sexual Assault of a Child case dismissed after rejecting the D.A.’s final offer of 40-Years in prison.
Our client was accused of repeatedly raping his pre-teen daughter and was facing life in prison if he was convicted. Prior to hiring us, his bond was revoked for going near a school zone and the State of Texas indicated they never wanted him to see the light of day again. His family came to us for help. After several aggressive moves, we got all of the charges dismissed.
T.A.H.
kept her house and was able to discharge all of her credit card debt in the Chapter 13 bankruptcy.
E.A. was posted for foreclosure on 3/1/16. We filed a Chapter 13 on February 29, 2016 and were able to stop the foreclosure and save her home. She is currently paying her mortgage arrears through a Chapter 13 case.
In re: E.A.
Felony Assault by Choking/Impeding Breath case “No-Billed” by the Grand Jury and the charge was dropped.
Police arrived at the scene after neighbors called the Frisco police complaining that there was a domestic disturbance next door. They found broken china and dishes all over the floor downstairs. The fiancé was screaming and crying hysterically with red marks all over her neck and chest. Our client had locked himself in the upstairs bathroom where the police located him. With guns drawn, the police arrested our client who posted bond and made a beeline for our office. We submitted a packet to the D.A. and within about a month, the charges were dismissed and he avoided not only 10 years in prison but also a lifetime of regret and misery.
A.B.
We proved to the U.S. Trustee that this family passed the 2nd half of the two-part Means Test and were eligible to file a Chapter 7. In short, they saved tens of thousands of dollars by choosing our trial lawyers to represent them.
This family of three had $60,000 in unsecured debt and needed to get out from under it quickly so they could start saving for retirement and their child’s college education. They met with several other bankruptcy attorneys before meeting with us. Every other firm told them that they made too much money to file Chapter 7. Thus, the other firms’ attorney fees for a Chapter 13 would be at least triple what it would be for a Chapter 7. The family made $110,000 a year. According to the IRS’s guidelines, the income for a family of three to pass the first half of the Means Test is just under $60,000.
In re: R.G. & S.G.
Close to 40 State and FBI investigations for Mortgage Fraud (each carrying 99 year prison sentences). EACH AND EVERY ONE OF THE CHARGES DISMISSED!
Aggressive State and FBI investigations were conducted for several years on our client for a multi-million dollar conspiracy. Convinced that she was going to spend the rest of her life in federal prison or the state Pen, she turned to us for help. And help we did. Not only did she not spend one second in prison, all the federal charges and state charges against her were completely dismissed. Despite being caught red-handed, and despite confessing to the authorities, her criminal record is clean as a whistle.
K.D.T.
T.D. got her car back, saved a lot of money in interest, and discharged her unsecured debts.
Client’s vehicle was repossessed on 4/19/16. We filed T.D.’s Chapter 13 case on 4/22/16. We were able to recover the vehicle and pay off the balance through a Chapter 13 case at a much lower interest rate.
In re: T.D.
The Barbie and Ken Divorce. We got “Ken’s” assault-family violence charges dismissed and prevented “Barbie” from stealing his kids.
This affluent and very attractive couple had a toxic relationship. On more than one night, “Barbie” called the police and said that he assaulted her. “Ken” hired another criminal attorney who represented him for months throughout the pendency of their divorce. That attorney advised “Ken” to plead the case out and go on probation. Had Ken taken that horrible advice, his “family violence” admission would have deprived him full access to his children and subjected him to substantial alimony obligations. Ken fired that law firm, hired us, and in one single appearance in Court Mr. Pelley convinced the State to dismiss the case.
B.P.
The H’s beat cancer, discharged the ridiculous medical bills that were not covered by the insurance company they had paid religiously for years, and got rid of their rental house nightmare.
Mrs. H. went through several courageous bouts with cancer and fought through many rounds of chemotherapy. This resilient couple had $160,000 in medical debt and a rental house they could neither sell nor afford to maintain. Right before we were going to file, Mrs. H’s cancer came back. She did not quit fighting. So, we postponed filing until she beat it again and included the newly generated medical debt in her Chapter 7 filing.
In re: J.H. & M.H.
CASE ULTIMATELY DISMISSED AND C.R. KEPT HIS RECORD CLEAN.
Charge: Aggravated Robbery With no mask on in broad daylight client went into a gas station with a pistol and held up the clerk for the cash that was in the safe and his face was caught on a crystal clear video surveillance camera feed. Although facing 99 years confinement, our attorney at an open plea hearing in front of the judge convinced the Court to give him deferred adjudication probation rather than sentencing him to prison.
State of Texas vs. C.R.
R.B. saved his car and saved a lot of money by hiring us.
R.B. could not stay current on his vehicle payments because of the high interest rate and it was up for repossession. We filed a Chapter 13 for him, put an end to the repossession efforts and he is currently repaying the vehicle loan through a Chapter 13 case at a much lower interest rate.
In re: R.B.
Two Delivery of a Controlled Substance in a School Zone cases dismissed after our Motions to Suppress were Granted.
Client had an extensive criminal history. He had everything riding on our Motions to Suppress and Brief in Support. He was looking at 40 years confinement unless Mr. Pelley won the Motion. He did. The court granted our Motion and he walked away a free man.
K.L.
We filed Chapter 7 for them both personally and for their business. They discharged nearly three million dollars in business and personal debt and got a fresh financial start.
This family owned a company that supplied medical equipment. Much of their business involved clients on Medicaid. When Medicaid put a moratorium on payments to providers in the area, their well-established business quickly fell apart.
In re: W.L. & P.L.
Habitual felony offender who was not eligible for probation faced a minimum of 25 years in prison and up to 99 years for assaulting 4 police officers if he was indicted. All cases were dismissed.
This client was up a creek and our defense team was the only paddle that saved him. He had two prior violent felony convictions and was arrested after 2 a.m. outside of a shady lake bar drunk and accused of beating up 4 cops. Given the fact that he was 6’2″ and 240 without an ounce of fat and had a violent criminal history, his outlook seemed futile to him and his family. Nevertheless, they hired Mr. Pelley and within 2 months all charges were dismissed.
C.S.
T.H.’s car was returned, he saved a lot of money by reducing his interest rate on the car, and he discharged all of his credit card debt.
T.H.’s vehicle was repossessed on May 13, 2016. We filed his Chapter 13 case six days later and we were able to recover the vehicle. T.H. is currently paying the vehicle note through a Chapter 13 Plan at a much lower interest rate and lower monthly payment.
In re: T.H.
Homicide case. She came to us immediately after she was charged with killing someone. Case dismissed.
T.O.
Thanks to our knowledge of an obscure exception to the Means Test, these clients were able to discharge all of their unsecured debts in a quick and easy Chapter 7 case.
These clients had a tremendous amount of credit card debt. However, because of their income they failed the first half of the two-part Means Test. Nevertheless, we proved that they qualified for an exception to the B22 income requirement as disabled veterans. We showed the U.S. attorney this couple met all three of the prongs for this exception.
In re: A.J. & J.J.
1st Degree Felony Motion to Adjudicate for Delivery of a Controlled Substance >200 Grams. Case Dismissed.
This client violated his probation on multiple occasions. He was facing 99 years confinement as a result of those violations. He had a warrant out for his arrest when he came in to hire us. The very first time that we appeared in Court on that active warrant we convinced the Judge to withdraw the warrant. That same morning, the Motion to Adjudicate was withdrawn, and our client’s probation was continued. No prison time. Not even any jail time.
S.M.
J.W. got rid of the garnishment from her judgment and was able to reduce her monthly budget and discharge all of her unsecured debts.
Client had a garnishment action against her from a Judgment and a high interest vehicle note. Client filed a Chapter 13 bankruptcy to stop the garnishment and repay the vehicle note through a Chapter 13 bankruptcy at a lower interest rate and lower the monthly payments on her car.
In re: J.W.
The State of Missouri prosecuted this person for felony theft. She originally hired an attorney in Missouri who charged her over $20,000 in attorney fees, drug out her case for over a year, and recommended that she accept the D.A.’s offer of 6 years in prison. She fired him. She hired us. Our attorney got her case dismissed in one single appearance in Court.
She was actually a Texas resident. She hired us and we got permission from the court to practice pro hac vice in Missouri for her case. Mr. Pelley made one (1) appearance in court just outside of St. Louis and within 2 weeks the felony charges were dismissed rather than her spending 6 years in prison.
W.M.
This family was thrilled with our firm for not only getting rid of $160,000 of unsecured debt, but also paying less than half of what they owed on their car to own it outright.
This family owed $160,000 in unsecured debt and $16,000 on their car at around 20% interest. They made almost $100,000 a year. That is over $30,000 more than what the Code says you pass the first half of the Means Test indicates for a Chapter 7. Mrs. C. lost her job shortly before filing, so their 6-month average “current monthly income” did not properly reflect their realistic income moving forward. After filing an affidavit of unemployment, we convinced the U.S. Trustee that this family was eligible for a Chapter 7 and we discharged all of their burdensome pre-existing unsecured debts. However, the beauty didn’t stop there: The car that they owed $16,000 on was only worth $8,000 and they were getting killed on the interest rates due to bad credit. We filed a Motion to Redeem and they paid only $8,000 for their car, which saved them over $10,000 over the life of the loan.
In re: J.J. & J.C.
Sexual Assault Case-Dismissed without indictment.
Our client had a crazy co-worker who said he put the moves on her and sexually assaulted her at work. Facing 20 years and a lifetime of registration as a sex offender, he sought our counsel. Within weeks of hiring our criminal defense team, we ended his nightmare and got him his life and kids back.
D.D.
A.N. got her car back and will discharge her credit card debt while lowering the monthly payments on the vehicle.
Her vehicle was repossessed on 3/21/16. A.N. filed an emergency Chapter 13 bankruptcy case on 3/24/16 and we were able to recover the vehicle for her. A.N. is currently paying the vehicle note through her Chapter 13 Bankruptcy Plan at a much lower interest rate and a much lower monthly payment.
In re: A.N.
Federal Investigation of Money Laundering by the F.B.I. – Closed without Indictment.
Mr. Pelley convinced the federal government that this client was the victim of a conspiracy to commit wire fraud for millions of dollars rather than the rest of the gang who had actual criminal culpability. Otherwise, she was looking down the wrong end of a 20-year barrel in a federal prison. She got her life back after our team got the FBI investigation dismissed.
F.W.
We hired a translator for this deaf couple who also went with us to meet with the 341 Trustee Meeting and they received a quick and painless discharge of all of their unsecured debts.
This couple had an enormous amount of unsecured debt. After visiting with several bankruptcy law firms, they were exasperated by the inability to communicate their financial questions and concerns. Then they reached out to us. The first lengthy meeting was conducted by passing notes back and forth. Then, we hired an ASL translator to accommodate these good people and make them feel as calm as possible.
In re: J.A. & M.A.
Aggravated Sexual Assault of a Child charge – Dismissed.
This poor man was charged with this false allegation, jailed, and bond was set at $200,000. The family could not afford to make bond. So, they hired us to file a Writ of Habeas Corpus. At the hearing, Mr. Pelley got the bond reduced down an astonishing amount to $500 and within two weeks, he got the case dismissed.
D.J.K.
E.N. saved his house from going back to the bank and discharged his unsecured debts.
E.N. was posted for foreclosure on 3/1/16. We filed a Chapter 13 case on 2/25/16 and stopped the foreclosure. E.N. is currently paying the mortgage arrears through a Chapter 13 bankruptcy case.
In re: E.N.
Assault Family Violence–Choking/Impeding Breath.
Police arrived on the scene after the wife went nuts and called the cops and told them that her husband choked her. They showed up and arrested him (without paying any regard to his side of the story) for a 3rd Degree Felony. He posted bond and came to see us. The case was dismissed within weeks after we submitted a “packet” to the Grand Jury and got a “No-Bill.”
K.H.
We convinced the U.S. Trustee that this couple belonged in a Chapter 7 case despite making nearly double what the IRS’s guidelines says is typical for a family of two.
This elderly married couple had over $270,000 of debt from an extended illness. However, they made almost $100,000 as a family of two. The applicable family income to file a Chapter 7 is $57,000, so they clearly failed the first half of the Means Test. We worked with them to maximize their qualified expenses.
In re: W.M. & R.M.
First Degree Felony Assault by a Habitual Offender Facing 99 Years in the Pen! Dismissed.
This client would not have been eligible for probation if he convicted at trial. He would have to serve a minimum of 25 years in prison. He hired us. We pressed the State for a dismissal and that is exactly what we got.
J.E.
M.M. was not only able to stop the I.R.S. from charging him post-petition penalties and interest, he was also able to discharge his older IRS debts and pay the recent ones back at 0%.
M.M. had several years of IRS debt. He was able to repay the IRS debt through a Chapter 13 bankruptcy and stop all levy actions.
In re: M.M.
Aggravated Sexual Assault of a Child.
His wife kidnapped his kids and the daughter made a false allegation that he molested her so that she could live with her mom. The wife filed for divorce and kidnapped the children. We not only got the charges dismissed, but also got his son back from the ex-wife.
B.D.R.
We helped K.D. file a Chapter 7 bankruptcy. Ultimately, all of her unsecured debts were discharged and we helped her recover thousands of dollars from the flooring company.
Our elderly client was left with tens of thousands in unsecured debt after being scammed by a flooring company that sued her and levied her bank accounts.
In re: K.D.
Assault Bodily Injury that left the complaining witness in the ER room. At trial, the jury returned a verdict of “Not Guilty.”
Our client was a trained killing machine that proudly served in the U.S. Marines. At trial, the State’s victim essentially testified that our client beat him to a bloody pulp. He also admitted to agreeing to the fight and after our team explained the “mutual combat” defense to the jury, they acquitted him.
B.H.
D.H. saved a lot of money on her car through the Chapter 13 bankruptcy because she was able to buy it for the amount it was actually worth, rather than the amount she owed at 4% interest. Plus, she put a permanent end to her payday loans and credit card debt.
D.H.’s car was up for repossession. She also had multiple payday loans that were draining her bank account. We filed her Chapter 13 case on 5/24/16 and were able to stop the repossession and stop all collections/garnishments from the payday loans out of the bank account.
In re: D.H.
CASE DROPPED.
Charges: Felony D.W.I. 3RD OR MORE IN COLLIN COUNTY. Client was under investigation for D.W.I. 3rd or more in Collin County, Texas and hired our firm right after his arrest. We quickly conducted our own investigation and provided it to the Collin County District Attorney’s office prior to the Grand Jury meeting. The case was refused, and all charges dropped.
State of Texas vs. C.A.
We put C.B.’s ex-husband in his place and got her back on her feet.
This divorced single mother was left with a mortgage she could not afford. Her ex-husband took the mortgage payment out of her alimony every month, leaving her without enough money to buy food or gas. We filed her Chapter 7 case, discharged all of her debt (including the huge abandoned house mortgage) and helped her receive the full alimony payments.
In re: C.B.
CASE DISMISSED.
Charge: Assault Causes Bodily Injury—Family Violence.
State of Texas vs. S.C.
JURY RETURNED A VERDICT OF NOT GUILTY.
Charge: D.W.I. At trial, the jury watched the roadside video showing J.C. falling down getting out of the car at nearly 2 a.m. J.C. could not walk a straight line during the Walk and Turn test, could not stand on one leg without stumbling and was clearly having a difficult time stating exactly where he had been that night.
State of Texas vs. J.H.
CASE DISMISSED.
Charge: 3rd Degree Felony Assault by Choking
State of Texas vs. M.S.
ALL 4 CASES DISMISSED.
Charges: 3 separate cases of Assault Causes Bodily Injury-Family Violence and 1 Case of Interference with an Emergency Phone Call
State of Texas vs. M.J.
FOUND NOT GUILTY AT TRIAL.
Charge: Assault-Family Violence
State of Texas vs. S.O.
FOUND NOT GUILTY AT TRIAL.
Charge: Assault Causes Bodily Injury-Family Violence
State of Texas vs. S.W.
CASE DISMISSED.
Charge: Theft-Client was not a U.S. Citizen, and faced deportation if convicted.
State of Texas vs. A.Y.
CASES DISMISSED.
Charge: Burglary of a Habitation Client was caught and admitted to police that he was the primary actor in a series of burglaries of local dignitaries’ homes. Client was facing 20 years confinement on each charge.
State of Texas vs. C.M.
CASES DISMISSED.
Charge: Felony Theft by Check over $200,000. Client was accused of stealing hundreds of thousands of dollars from numerous Las Vegas casinos. A Texas resident, he hired our firm. The Las Vegas casinos threatened to pursue substantial prison time.
State of Nevada vs. A.I.
Aggravated Sexual Assault of a Child case dismissed after rejecting the D.A.’s final offer of 40-Years in prison.
Our client was accused of repeatedly raping his pre-teen daughter and was facing life in prison if he was convicted. Prior to hiring us, his bond was revoked for going near a school zone and the State of Texas indicated they never wanted him to see the light of day again. His family came to us for help. After several aggressive moves, we got all of the charges dismissed.
T.A.H.
Felony Assault by Choking/Impeding Breath case “No-Billed” by the Grand Jury and the charge was dropped.
Police arrived at the scene after neighbors called the Frisco police complaining that there was a domestic disturbance next door. They found broken china and dishes all over the floor downstairs. The fiancé was screaming and crying hysterically with red marks all over her neck and chest. Our client had locked himself in the upstairs bathroom where the police located him. With guns drawn, the police arrested our client who posted bond and made a beeline for our office. We submitted a packet to the D.A. and within about a month, the charges were dismissed and he avoided not only 10 years in prison but also a lifetime of regret and misery.
A.B.
Close to 40 State and FBI investigations for Mortgage Fraud (each carrying 99 year prison sentences). EACH AND EVERY ONE OF THE CHARGES DISMISSED!
Aggressive State and FBI investigations were conducted for several years on our client for a multi-million dollar conspiracy. Convinced that she was going to spend the rest of her life in federal prison or the state Pen, she turned to us for help. And help we did. Not only did she not spend one second in prison, all the federal charges and state charges against her were completely dismissed. Despite being caught red-handed, and despite confessing to the authorities, her criminal record is clean as a whistle.
K.D.T.
The Barbie and Ken Divorce. We got “Ken’s” assault-family violence charges dismissed and prevented “Barbie” from stealing his kids.
This affluent and very attractive couple had a toxic relationship. On more than one night, “Barbie” called the police and said that he assaulted her. “Ken” hired another criminal attorney who represented him for months throughout the pendency of their divorce. That attorney advised “Ken” to plead the case out and go on probation. Had Ken taken that horrible advice, his “family violence” admission would have deprived him full access to his children and subjected him to substantial alimony obligations. Ken fired that law firm, hired us, and in one single appearance in Court Mr. Pelley convinced the State to dismiss the case.
B.P.
CASE ULTIMATELY DISMISSED AND C.R. KEPT HIS RECORD CLEAN.
Charge: Aggravated Robbery With no mask on in broad daylight client went into a gas station with a pistol and held up the clerk for the cash that was in the safe and his face was caught on a crystal clear video surveillance camera feed. Although facing 99 years confinement, our attorney at an open plea hearing in front of the judge convinced the Court to give him deferred adjudication probation rather than sentencing him to prison.
State of Texas vs. C.R.
Two Delivery of a Controlled Substance in a School Zone cases dismissed after our Motions to Suppress were Granted.
Client had an extensive criminal history. He had everything riding on our Motions to Suppress and Brief in Support. He was looking at 40 years confinement unless Mr. Pelley won the Motion. He did. The court granted our Motion and he walked away a free man.
K.L.
Habitual felony offender who was not eligible for probation faced a minimum of 25 years in prison and up to 99 years for assaulting 4 police officers if he was indicted. All cases were dismissed.
This client was up a creek and our defense team was the only paddle that saved him. He had two prior violent felony convictions and was arrested after 2 a.m. outside of a shady lake bar drunk and accused of beating up 4 cops. Given the fact that he was 6’2″ and 240 without an ounce of fat and had a violent criminal history, his outlook seemed futile to him and his family. Nevertheless, they hired Mr. Pelley and within 2 months all charges were dismissed.
C.S.
Homicide case. She came to us immediately after she was charged with killing someone. Case dismissed.
T.O.
1st Degree Felony Motion to Adjudicate for Delivery of a Controlled Substance >200 Grams. Case Dismissed.
This client violated his probation on multiple occasions. He was facing 99 years confinement as a result of those violations. He had a warrant out for his arrest when he came in to hire us. The very first time that we appeared in Court on that active warrant we convinced the Judge to withdraw the warrant. That same morning, the Motion to Adjudicate was withdrawn, and our client’s probation was continued. No prison time. Not even any jail time.
S.M.
The State of Missouri prosecuted this person for felony theft. She originally hired an attorney in Missouri who charged her over $20,000 in attorney fees, drug out her case for over a year, and recommended that she accept the D.A.’s offer of 6 years in prison. She fired him. She hired us. Our attorney got her case dismissed in one single appearance in Court.
She was actually a Texas resident. She hired us and we got permission from the court to practice pro hac vice in Missouri for her case. Mr. Pelley made one (1) appearance in court just outside of St. Louis and within 2 weeks the felony charges were dismissed rather than her spending 6 years in prison.
W.M.
Sexual Assault Case-Dismissed without indictment.
Our client had a crazy co-worker who said he put the moves on her and sexually assaulted her at work. Facing 20 years and a lifetime of registration as a sex offender, he sought our counsel. Within weeks of hiring our criminal defense team, we ended his nightmare and got him his life and kids back.
D.D.
Federal Investigation of Money Laundering by the F.B.I. – Closed without Indictment.
Mr. Pelley convinced the federal government that this client was the victim of a conspiracy to commit wire fraud for millions of dollars rather than the rest of the gang who had actual criminal culpability. Otherwise, she was looking down the wrong end of a 20-year barrel in a federal prison. She got her life back after our team got the FBI investigation dismissed.
F.W.
Aggravated Sexual Assault of a Child charge – Dismissed.
This poor man was charged with this false allegation, jailed, and bond was set at $200,000. The family could not afford to make bond. So, they hired us to file a Writ of Habeas Corpus. At the hearing, Mr. Pelley got the bond reduced down an astonishing amount to $500 and within two weeks, he got the case dismissed.
D.J.K.
Assault Family Violence–Choking/Impeding Breath.
Police arrived on the scene after the wife went nuts and called the cops and told them that her husband choked her. They showed up and arrested him (without paying any regard to his side of the story) for a 3rd Degree Felony. He posted bond and came to see us. The case was dismissed within weeks after we submitted a “packet” to the Grand Jury and got a “No-Bill.”
K.H.
First Degree Felony Assault by a Habitual Offender Facing 99 Years in the Pen! Dismissed.
This client would not have been eligible for probation if he convicted at trial. He would have to serve a minimum of 25 years in prison. He hired us. We pressed the State for a dismissal and that is exactly what we got.
J.E.
Aggravated Sexual Assault of a Child.
His wife kidnapped his kids and the daughter made a false allegation that he molested her so that she could live with her mom. The wife filed for divorce and kidnapped the children. We not only got the charges dismissed, but also got his son back from the ex-wife.
B.D.R.
Assault Bodily Injury that left the complaining witness in the ER room. At trial, the jury returned a verdict of “Not Guilty.”
Our client was a trained killing machine that proudly served in the U.S. Marines. At trial, the State’s victim essentially testified that our client beat him to a bloody pulp. He also admitted to agreeing to the fight and after our team explained the “mutual combat” defense to the jury, they acquitted him.
B.H.
CASE DROPPED.
Charges: Felony D.W.I. 3RD OR MORE IN COLLIN COUNTY. Client was under investigation for D.W.I. 3rd or more in Collin County, Texas and hired our firm right after his arrest. We quickly conducted our own investigation and provided it to the Collin County District Attorney’s office prior to the Grand Jury meeting. The case was refused, and all charges dropped.
State of Texas vs. C.A.
CASE DISMISSED.
Charge: Assault Causes Bodily Injury—Family Violence.
State of Texas vs. S.C.
JURY RETURNED A VERDICT OF NOT GUILTY.
Charge: D.W.I. At trial, the jury watched the roadside video showing J.C. falling down getting out of the car at nearly 2 a.m. J.C. could not walk a straight line during the Walk and Turn test, could not stand on one leg without stumbling and was clearly having a difficult time stating exactly where he had been that night.
State of Texas vs. J.H.
CASE DISMISSED.
Charge: 3rd Degree Felony Assault by Choking
State of Texas vs. M.S.
ALL 4 CASES DISMISSED.
Charges: 3 separate cases of Assault Causes Bodily Injury-Family Violence and 1 Case of Interference with an Emergency Phone Call
State of Texas vs. M.J.
FOUND NOT GUILTY AT TRIAL.
Charge: Assault-Family Violence
State of Texas vs. S.O.
FOUND NOT GUILTY AT TRIAL.
Charge: Assault Causes Bodily Injury-Family Violence
State of Texas vs. S.W.
CASE DISMISSED.
Charge: Theft-Client was not a U.S. Citizen, and faced deportation if convicted.
State of Texas vs. A.Y.
CASES DISMISSED.
Charge: Burglary of a Habitation Client was caught and admitted to police that he was the primary actor in a series of burglaries of local dignitaries’ homes. Client was facing 20 years confinement on each charge.
State of Texas vs. C.M.
CASES DISMISSED.
Charge: Felony Theft by Check over $200,000. Client was accused of stealing hundreds of thousands of dollars from numerous Las Vegas casinos. A Texas resident, he hired our firm. The Las Vegas casinos threatened to pursue substantial prison time.
State of Nevada vs. A.I.
Kind, compassionate, and very competent staff!
Anna M.They did an amazing job.
Norma G.Everyone is very helpful and understanding. Quick responses to questions and lots of patience. I highly recommend.
Nancy D.They did an outstanding job with my case. I truly appreciate everything they did for me. Thanks!
Darrell N.Chip and Quinton are awesome attorneys. Very happy with my experience.
RobRick, Rochelle and Liz made everything so easy. Highly recommend.
Shane D.Very friendly and helpful. I felt like they were looking out for myself and my children's best interest. Thank you for everything.
Chris B.I absolutely recommend the Pelley office. They made my situation so easy to work through. Everyone there was friendly and professional.
S. MillerI used The Pelley Law Office to help me discharge debts from a business I had. I highly recommend this Law Firm for ALL of your legal issues!!!
David W.I would definitely recommend Pelley law office to anyone. They were very professional and helped me with all my business matters. I greatly appreciate all that they have done for me and my family.
Alisha P.I would highly recommend Mr. Pelley. He is the best. I used him over 20 years ago and I have used him again the man knows his stuff.
Carolyn Y.We thought that life as we knew it had ended. We had no option other than seek an attorney and we were very fortunate to have found Pelley Law Office. It was definitely the place where we got the help…
LaDonna C.Due to some drastic measures my husband and I had to file for Chapter 11 Bankruptcy. This was in 2015. In 2020 our Bankruptcy was done and over. Mr. Pelley and his assistant Liz Briggs helped us through this difficult…
Janine K.They did an outstanding job with our case. Superb legal service. Sarah Thorn is awesome. She's available and always ready to help. Highly recommend Pelley Law Office!!!!!
Sharan D.Very helpful staff. Richard Pelley helped me through a rough time in my life and made it easy to get through it. I appreciate all that they did for me. Would recommend this law firm to all my family and…
Julie K.Pelley Law - Richard Pelley are extremely professional, efficient and super nice. They made the process so easy for me. I would recommend Pelley Law to all my friends. As a matter of fact I was recommended by my sister…
Denise M.Pelley Law Firm is who I have gone through to handle my Bankruptcy case. I am currently in the process of purchasing a new home and Liz Briggs has been great. She is responsive and never questions what I am…
Jackie W.Listen please. I am well acquainted with attorneys and the courts unfortunately. The Pelley that helped me was upfront, sincere, down to earth, and accomplished exactly what he said he would. That was not the case with any attorney I…
Maximus A.Handled my financial case with professionalism even through the chaos of Covid. Rick Pelley is a great lawyer and is very responsive. The entire office answers all your questions in a timely manner. I would recommend them to anyone.
Jennifer B.I am writing this review for Mrs. Judy B. The staff (including Mr. Pelley) have been wonderful to work with for a simple bankruptcy case. I would definitely recommend for consumer legal needs. I had NO issues with questions I…
Ben O.Richard Pelley helped me with a bankruptcy case and was so amazing and helpful! All the staff there are willing to help and answer any questions I had, and got back with me almost immediately, even by email. They were…
Kasi M.Mr. Pelley is truly our knight in shining white armor! Eight years ago he saved our house from foreclosure in an extremely tight time restraint, now in 2020 we have ran into yet another uncontrollable situation and Mr. Pelley has…
Samantha S.Knowledgeable friendly highly experienced. Typically going to an attorney is not a pleasurable thing, but coming to these folks was just truly a blessing. Not only giving me incredible advice but telling me that if I needed any more help…
Scott D.I had the pleasure to work with Mr. Pelley and his office staff and they are very professional, always responded to my inquires fast and accurately. Highly recommended!
A. MillanI had the best experience with Mr. Pelley's office. I would definitely recommend them for all your bankruptcy needs.
Bonnie F.Pelley Law is the only way to go if you need to file bankruptcy! Super professional, organized and a step by step program to walk you through easily. I could never have navigated this alone. Even during COVID-19 The Pelley…
Amy H.I am an actual client of Pelley's Law Firm. Mr. Pelley walked me through the entire process on my case. And his experience shows the results. Other places were giving me bogus typical lawyer talk but not him. He did…
Jae B.I highly recommend the Pelley Law Office. Regardless of how complicated or dire you may feel your current issues are, the Pelleys more than four decades of seasoned wisdom provides the knowledge base needed to appropriately address their clients current…
Philip E.Mr. Pelley filed a bankruptcy for me. He is very knowledgeable and truly cares about his clients. He always had my best interests in mind throughout the process. His paralegals were friendly and helpful when I had questions. Pelley Law…
Dawn S.We were in desperate need when a friend suggested Pelley Law offices to us. We were so happy with the help we received. After being depressed from having to file in the first place, they made us very comfortable and…
Christopher C.The whole staff at Pelley Law Firm in the Sherman, Texas Office are a very caring group of people. Mr. Richard Pelley understood my needs and concerns, he did not judge me or question why I had to do what…
Kay W.Mr. Pelley and staff were so very professional, informative and understanding during the entire process of our dealings. Communications were understandable and frequent. We felt very comfortable with this process because everything was explained in detail before starting and while…
Jack P.I am so glad I found Mr. Pelley and his law firm to help me with my situation. All of the staff are top-notch, being friendly and very knowledgeable on all my questions and concerns. They went above and beyond…
Mark P.Liz and Mr. Pelley were awesome from beginning to end! They helped me through the bankruptcy process with ease! I would highly recommend them!
Amanda B.This Law Office "Pelley", was extremely easy to work with, fast, affordable, worked with me on any issue I had. They made it painless. I was afraid of losing everything I had. I had law firms up my butt, being…
Rich L.My husband and I recently had the opportunity to work with the Pelley law firm. We were so pleased to have chosen them. They, attorney Richard Pelley, his legal assistant Liz and the legal assistant at their other location, Christy,…
Sheila H.My wife and I recently used the services of Pelley Law. Richard, the attorney, and Liz, his assistant were absolutely phenomenal! It's been a pretty stressful few months, but with Richard's 53 years of bankruptcy law experience and Liz's patience…
Robert L.Great to work with, did a great job!!
Kati W.Very patient and informative thank you so much Christy.
Stephn D.I couldn't have asked for a better or more supportive experience. Thank you Sarah, you are a gem!
Tynea K.Very good attorney was great explained everything.
Bruce S.Very good people and lawyers, I recommend them.
Bekzod F.I would definitely recommend Pelley Law Office. I was extremely happy with the service I received.
Leah B.Wonderful people to do business with. They answered all of my questions and made the whole process feel easy and painless. I would recommend them to anyone! Thank you so much for all your help.
Toya F.Thank you Mr. Pelley for making us feel comfortable and to their receptionist who was there to answer our questions! I highly recommend this family!
Deborah D.I would like to give a shout out to Sarah for going over and beyond helping me with my case. You are amazing. Thanks!!I would definitely recommend Pelley Law.
Carolyn R.My case was handled with professionalism and all my questions were always answered in a timely manner. Quinton did a great job for me.
russell k.I highly recommend Pelley Law Office. Sarah Thorn and the entire team are not only extremely professional, but also very kind and caring to their clients.
Tara C.Pelley Law did a great job with my case. They made a stressful situation much easier for me! I highly recommend them.
Brian C.Quinton Pelley was fantastic, avoided me hefty charges, easy communication, always on time!
Eric M.First time I've actually had a good time with anything involving a lawyer. They did exactly what they said they would and it wasn't painful.
Kevin M.Superb legal service. The whole legal team is really brilliant and patient, especially SARAH THORN who is always available for the clients and ready to help. Highly recommend PELLEY LAW OFFICE.
Victoria B.I found myself in a very bad spot financially last summer. After the loss of my son I kind of lost it and racked up about $80k in debt that I couldn’t afford to pay off with my income. I…
Jared M.Sarah was wonderful to work with, I highly recommend anyone needing bankruptcy assistance to contact her! Professional and available, her expertise is invaluable!
Donnae S.Quinton has always been totally honest, reliable and trustworthy. He is an excellent attorney and I highly recommend him to my friends and clients.
Scott S.I worked with Sarah, and must say the service was great. She took the time to explain the difference between the bankruptcy, and also kept me up through the whole process.
Charles B.Overall an excellent experience. The Lawyers and staff were responsive, friendly, and always put our concerns/interests first. The case was taken care of in a swift and professional manner. Couldn't have been in better hands.
Y AI am so glad that I contacted Pelley Law Office to handle my bankruptcy, I was treated with the utmost kindness and respect. Everything went so smooth and Sarah Thorn is the greatest. Thank you.
Peggy L.My wife and I were very pleased with the service we received from the Pelley's. They handled out case very professionally. If any one is looking for an attorney in their field we would happily recommend the Pelleys.
Sam M.Fair, reliable legal services during very difficult circumstances. Quinton Pelley has our highest recommendations.
Paul R.My husband and I had a really difficult time due to some health issues and lots of income. Sarah and the Pelley team were fantastic helping us navigate the stressful bankruptcy time.
Chelsea O.Two years ago I had a major on job accident that ended my career and landed me on disability, as many others with financial difficulties I had to turn to bankruptcy. Fortunately Mr. Pelly pointed out several issues that could…
Gary T.I would definitely recommend Pelley Law. I visited a couple of different lawyers before visiting with them for a consultation (my sister recommended them from her experience) and quickly saw they knew what they were doing. Sarah was my main…
Chris B.Thank you Mr Pelley and to Christy and to Sarah. The first day I came to the plano office I met with CHRISTY and she immediately gave me hope. Several lawyers in Plano had already told me that my case…
Iron F.My wife and I were very impressed with the quality of help and service we received. They were patient with us when we asked questions or needed help with something. I would highly recommend Pelley Law Firm to anyone who…
Doug B.In sitting down with Quinton I could immediately tell there is longevity and experience behind his legal counsel. The staff has always been quick to respond to all my concerns. During the entire process there was a lot of confusion…
Joshua P.God Bless this Law Office! Mr. Richard Pelley was my Attorney and he and his staff are the best I have every have the pleasure to work with. When they say they will "WORK HARD FOR YOU" they really take…
Kenneth W.Very professional, our paralegal Sarah Thorn was terrific and timely. I met with several of the Pelley family throughout our working with them. All of them were caring and knowledgeable folks. I would highly recommend them.
Patrick M.Ours was a difficult case and required alot of back and forth for many months. Sarah Thorn was always responsive and helpful throughout this stressful journey. I cannot be more appreciative to her and the Pelley firm for bringing our…
Kristi J.The Pelley Law Firm recently handled my bankruptcy. During a ridiculously long and drawn out divorce, I discovered my now ex-husband had run up untold lines of credit in my name and defaulted on them all. Add to that, a…
Heather C.I worked with Sarah on my Bankruptcy case and she was nothing but helping. She explained the differences between the 3 options, made sure I understood the process and answered all my question via phone/person/email in a timely manner. Mr.…
Walter L.This was a very stressful time for my husband and I, especially me, but Mr. Pelley treated us very courteous and patient. We were lead through each step and everything was explained to us fully. If I had questions, Janice…
ALICE S.It’s been a while since I’ve stepped in Pelley Law Office’s doors. Back then I was ashamed of what I was going through. When it was over and Sarah asked me to write a recommendation for the office and I…
Diane H.Pelley Law was a pleasure to work with. I'm not a fan of complicated legal issues and/or paperwork nor do I know anyone who particularly enjoys these topics however Pelley Law made these things as smooth as possible and explained…
Nathan G.I worked with this office for 2 years. Mr. Richard Pelley and Sandra have been the best to work with. They're knowledgeable and patient with kindness and pay special attention to details to any bankruptcy needs. I highly recommend this…
Nicole L.Words cannot describe what a pleasure it was to work with Sarah Thorn and Richard Pelley. They helped me successfully navigate a very difficult bankruptcy. They took all the worry and stress off me. My spouse passed away during the…
Susan L.Sarah Thorn was amazing to work with. She was very caring and responsive to all of my needs. I'm a disabled veteran so it made for an interesting case that Mr. Pelley and his team found a way to bring…
StephenWow! Where do I begin?! This law firm does AMAZING work and genuinely care about their clients! I met with various other attorneys throughout the metroplex, and none gave me the peace of mind that I felt after meeting with…
Cody W.Pelly Law Office was very helpful in my time of need. They showed true concern and were timely in completing my case. Sarah Thorn was exceptionally helpful and was always there for me when I had any questions or concerns.…
Abby L.I went through a tough situation and the team at Pelley Law was awesome in helping me through my situation. It was a tough decision but I am happy to have made it. Thank you Mr. Pelley and team, you…
Melissa K.During our case with Pelley Law Office everyone was very professional and courteous, from the front desk to the assistants to the attorneys they handled our case from beginning to end and were always there to answer questions and concerns…
Karen B.Its hard to explain how different I felt walking out of Pelley Law office after my initial consultation with Sarah, tthan how I felt walking in. It was like a weight had been lifted. For the first time in a…
White B.We were very pleased and happy with the Pelley Law firm. They handled our bankruptcy with grace and put us at ease. Sarah was a great help with all the questions and paperwork that we had. I would recommend them…
CJ W.Helping one person might not change the whole world, but it could change the world for one person. The Pelley Group is an amazing group of professionals that gives individual consideration and attention to meet clients needs and goals. Lawyers,…
America F.Pelley Law offers amazing help when you are in need. Sarah and Mr. Richard Pelley are an amazing team Sarah was always available to help us with our questions and concerns. We feel like Sarah has been a true friend.…
BK LOVEPelley Law office helped me with my bankruptcy and went above and beyond with my case. I feel like 30 lbs is off my back . Me and my daughter can start fresh so Thank you to everyone in the…
M CVery efficient, very kind. My husband and I had to file bankruptcy and were referred to Pelley law offices by a friend who used them a few years ago. They were everything our friend said and more. They were very…
JuliI highly recommend Pelley Law Office to anyone that is in need of legal protection in bankruptcy protection. The whole staff was very professional and treated us with respect and dignity throughout the process. Ever since 2007, we struggled with…
Jessie D.Picked Pelley Law from the Yellow pages. My first meeting was pleasant and informative. Explaining the steps involved, cost and time involved to get through the process. Left with a workbook to get started on the paperwork. My paralegal, Sarah,…
Mike G.I had a very pleasant experience! Sarah was very helpful and answered my questions with no problems, and very responsive. Also, Rick was great with preparing me for my trial. The process for my Ch 7 Bankruptcy was very smooth.…
Brian P.Our experience with Pelley Law was top-notch. Sarah was extremely informative and helpful during the entire legal process. We always felt confident we were in good hands. And Mr. Pelley was amazing at our hearing - we felt completely at…
Rebecca C.Pelley Law Office helped us through a very difficult financial situation related to medical bills and related debt. We determined together that Chapter 7 was our best solution, and Sarah was amazing all the way through the process, providing guidance…
Allison B.When we needed legal help most, Richard Pelley and Sarah Thorn were there for us! Richard guided us through the process, and we had the pleasure of working with Sarah to get us to the court date! It's an intimidating…
E VThe court results were better than expected and the honest care I got was truly moving. The Pelley Law office experience has been better than I could have ever hoped for. The customer service is outstanding. Quinton Pelley took on…
Katherine R.There are so many attorneys out there offering bankruptcy services that we thought it would be a nightmare finding the right attorney for our Chapter 7 Bankruptcy. After doing some research, we were directed to Pelley Law Firm and spoke…
Stacy P.I highly recommend Mr. Pelley, together with his two outstanding Paralegals, Michelle and Liz. I needed a Bankruptcy attorney about a year ago and after my first consultation with Mr. Pelley, I knew Pelley Law Firm would be my only…
Peggy C.Mr. Q. Pelley & Ms. Layer there is so much I want to thank you for but I’ll try and keep it brief. I cannot stress the importance of your communication and availability in such a hard time in my…
S PBEST ATTORNEY IN THE STATE OF TEXAS!!! I feel very Blessed that I was given the honor to have this Office represent me. Mr. Pelley and Christy are the most caring people you will ever meet, they look out for…
Jorge B.I am extremely happy with the results and services provided to us by Mr. Quinton Pelley he has won our case and I couldn’t be any more grateful. If you ever find yourself needing to hire a lawyer I HIGHLY…
Vso P.Pelley Law Office is a different type of lawyers office. Caring, hard working, and informative. Which is unheard of in this day and age. And when shopping for lawyers, Pelley’s Law Office was a reasonable cost because they truly do…
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