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March 2013 Archives

Federal home-finance giants to simplify loan modifications

It is a little late in coming by a lot of peoples' measure, but the federal home-finance companies, Freddie Mac and Fannie Mae say they are now ready to start making it easier for underwater homeowners to obtain some sort of a bailout.

Attractive balance transfer deals not always good debt relief bet

How often in the midst of the most recent recession have consumers received pitches from credit card companies inviting them to take out a new account? Such offers were common around Plano and other Texas towns and seemed to be indiscriminate in terms of who they were sent to. Someone facing financial hardship was as likely to get the call as someone in the financial pink.

Texas lawmaker's case shows personal side of business bankruptcy

A lot of individuals in Texas have faced the quandary of whether to file for bankruptcy in recent years. As readers of this blog likely know, the typical forms of bankruptcy pursued by individuals are Chapter 7, which involves debt relief through the liquidation of all but exempt personal assets to pay off creditors, or Chapter 13, which involves obtaining court approval of a plan that repays a portion of unsecured debt over a set time frame and sees the balance erased at the end of that time horizon.

Experts put little stock in Dow record as economic predictor

Economists are not known for being a particularly giddy lot, but some seemed to be downright over the moon earlier this week when the Dow Jones Industrial Average found its way to a new record high. In the 48 hours since that happened, though, more cautious voices have started to be heard.

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1312 14th Street, Suite 100
Plano, Texas 75074

Phone: 972-608-0335
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Sherman, Texas 75090

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