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June 2014 Archives

American credit card debt is spiking again

Think back to late September of 2001. As the public processed shock and grief related to the terrorist attacks against our nation, many individuals questioned what they could do to help in the aftermath. The public was urged to donate money to help the victims, to send supplies to Ground Zero and to spend money in ways that would prevent the economy from declining significantly.

Chronic NSF notices among OMG signs of financial trouble

No one looks to get into a financial situation they can't get out of. Perhaps that's why a lot of people in such circumstances often turn a blind eye to the signs that trouble looms. In the words of one credit counseling professional, it is a display of the "ostrich syndrome."

Supreme Court rules inherited IRAs are exposed in bankruptcy

Retirement is something we build for ourselves. Gone for the most part are the days when a person became vested in a company pension plan. As such, the funds that are put into individual retirement accounts or an employer-sponsored plan like a 401(k) or 403(b) are considered shielded from creditors if a person's circumstances lead them to decide to file for bankruptcy to get back on the road to financial health.

Appeals court rejects suit against Dallas payday lender law

There is no denying that not everyone has the kind of income stream required to meet all their wants. In too many instances, though, the income streams of many individuals in Texas aren't sufficient to even meet all of their basic needs. That's one of the arguments proponents make for raising the minimum wage.

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Plano, Texas 75074

Phone: 972-608-0335
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Sherman, Texas 75090

Phone: 903-813-4778
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Dallas, Texas 75206

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