Texas residents may not be aware of state laws that allow a homeowner to regain ownership of a home after it has been foreclosed. The process is called statutory redemption, and it allows mortgagors to reclaim their property within a limited period if they are able to...
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Month: December 2014
Vehicular exemptions during Texas bankruptcy
On Behalf of Pelley Law Office LLP | Dec 19, 2014 | Bankruptcy
Many people may have questions about what kinds of property they can keep when declaring bankruptcy in Texas. Depending on what type of bankruptcy someone files, certain assets may be exempt from collection activity.For example, vehicles that are still being financed...
Ways for homeowners to avoid a mortgage foreclosure
On Behalf of Pelley Law Office LLP | Dec 11, 2014 | Foreclosure
Texas homeowners facing foreclosure may be interested in some of the ways that they can work with lenders to stop it. Depending on the lender, several options could be available.When late payments and financial challenges bring the threat of foreclosure, experts...
Filing for Chapter 13 bankruptcy in Texas
On Behalf of Pelley Law Office LLP | Dec 3, 2014 | Chapter 13 Bankruptcy
Many Texas residents encounter serious financial problems and consider a Chapter 13 bankruptcy after a setback such as an illness, injury or layoff. You may be thinking about taking this path if your income disqualifies you from filing a Chapter 7 bankruptcy, or you...