Financial difficulties for Texas residents can range in magnitude, making it important to evaluate your options as you take on a specific situation. When those challenges extend to many debts or involve an extreme life change, you may find that filing bankruptcy...
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Month: January 2015
Mortgage foreclosure can prevented if action taken
On Behalf of Pelley Law Office LLP | Jan 22, 2015 | Foreclosure
Many U.S. citizens hope to own a home now or in the future. Yet, the rising cost of living often prevents people in Texas from being able to afford their house. Bills begin to mount, and calls from lenders become more frequent. In some situations, foreclosure is...
Halting foreclosure through Chapter 13 bankruptcy
On Behalf of Pelley Law Office LLP | Jan 14, 2015 | Chapter 13 Bankruptcy
Homeowners in Texas who are both overwhelmed by unmanageable debt levels as well as the specter of foreclosure may be unaware that filing Chapter 13 bankruptcy can both provide relief from their debt as well as halt the foreclosure of their home. Unlike the...
What can be done to stop debt collectors from contacting me?
On Behalf of Pelley Law Office LLP | Jan 6, 2015 | Debt Relief
People in Texas who are behind in their financial obligations often feel harassed by the constant phone calls and letters they probably receive from debt collectors. The practices in which debt collectors engage in order to try to collect on owed debts is governed by...
Limits on debt collection activities in Texas
On Behalf of Pelley Law Office LLP | Jan 5, 2015 | Debt Relief
Collection agencies and other such companies that wish to collect on a consumer debt must abide by the federal Fair Debt Collection Practices Act. This prevents them from abusing people as they attempt to force payment, engaging in oppressive and unfair tactics,...