If collection calls are coming each day and there is no money to pay those past due bills, it may be time to file for bankruptcy. Senior citizens and those who are unemployed may not have the resources necessary to pay their debts because they have little or no income...
Month: February 2015
Negotiating directly with a debt collector
Although Texas residents dealing with serious debt problems might seek relief through bankruptcy, there are additional methods that could be explored to settle their financial obligations. In some cases, individuals seek settlements directly with collectors, offering...
Keeping a business after bankruptcy
When a small business owner chooses to file for bankruptcy in Texas, they may fear for the future of their business. Whether or not a business owner is able to keep their business after bankruptcy depends on the type of business they have and the type of bankruptcy...
A brief comparison of Chapter 7 and Chapter 13 bankruptcy
For some Texas residents, bankruptcy protection may be the only answer for debt relief. However, the question of which type of bankruptcy to file can be difficult due to the differences between them. Deciding on which type of bankruptcy to file can depend on a number...