Month: July 2015

Foreclosure rates rising across the nation

Texas homeowners may be interested to know that although their home state isn't among the top 10 for foreclosures, the national averages are rising. According to statistics published in June 2015, one out of every 1,041 homes or housing units had undergone filings in...

Foreclosures versus short sales

Many Texas homeowners who get behind on their mortgages and who have little hope of catching up initially attempt to sell their homes in the hope a sale will solve the problem. If the home does not immediately sell, however, they may be left trying to decide between...

2 options for paying off debts faster

Getting out of debt is something that takes work, especially if some of it involves credit card bills. The interest alone on credit card bills can sometimes mean that making only the minimum payment isn't enough to effectively pay off the balance. For Texas residents...

Rules on debt collection and notification

Consumer debt remains a constant concern for many Texas residents in the post-recession economy. One of the problems cited by some debt holders concerns loopholes in the Fair Credit Reporting Act that allow some non-institutional creditors to delay billing and delay...

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