According to the Federal Reserve, outstanding consumer debt is well over $3 trillion, exclusive of mortgages. This may be in part because people are not being serious about eliminating debt, but failing to pay off loans can hinder someone's ability to save for...
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Month: January 2016
HealthSpot files for Chapter 7 bankruptcy
On Behalf of Pelley Law Office LLP | Jan 21, 2016 | Chapter 7 Bankruptcy
Technological advances have provided interesting solutions for Texas residents in need of quick answers to minor health care concerns. Kiosks that provide for interaction in real time with a doctor have been developed and placed in both retail and work locations to...
Student loans and bankruptcy in Texas
On Behalf of Pelley Law Office LLP | Jan 12, 2016 | Chapter 7 Bankruptcy
In some cases, it may be possible to get student loans discharged in bankruptcy. However, that is not a given, and whether or not these loans are discharged depends largely on the circumstances surrounding a case. For some, it may be possible to have private student...
The legal foreclosure process in Texas
On Behalf of Pelley Law Office LLP | Jan 5, 2016 | Foreclosure
When homeowners are unable to make their mortgage payments, it is possible that the lender may move to foreclose on the property. In Texas, a mortgage servicer can start a foreclosure on behalf of a mortgagee if both parties have an agreement that says the mortgage...
Dealing with an upcoming foreclosure
On Behalf of Pelley Law Office LLP | Jan 4, 2016 | Foreclosure
After the housing crash and Great Recession that started in 2008, many people in Texas lost their homes due to a foreclosure. However, a significant number of other individuals were able to hold onto their homes as a result of loan modifications and other breaks from...