Month: January 2016

Eliminating student loan debt in Texas

According to the Federal Reserve, outstanding consumer debt is well over $3 trillion, exclusive of mortgages. This may be in part because people are not being serious about eliminating debt, but failing to pay off loans can hinder someone's ability to save for...

The legal foreclosure process in Texas

When homeowners are unable to make their mortgage payments, it is possible that the lender may move to foreclose on the property. In Texas, a mortgage servicer can start a foreclosure on behalf of a mortgagee if both parties have an agreement that says the mortgage...

Dealing with an upcoming foreclosure

After the housing crash and Great Recession that started in 2008, many people in Texas lost their homes due to a foreclosure. However, a significant number of other individuals were able to hold onto their homes as a result of loan modifications and other breaks from...

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