No two bankruptcy cases are the same. Some may be relatively simple to deal with. Others may be complicated by additional litigation that can delay the process. The source of these challenges might be creditors that have filed suit to collect on what they claim is...
Anyone can come up against hard times. You ply your trade to the best of your ability, but you don't have any control over the market or the economy. When things turn south, many in Texas find themselves suffering financial difficulties that drive them to seek debt...
It is one of the hardest truths about bankruptcy; student loans are generally not subject to being dismissed. While credit card and car loan debt may be completely discharged through bankruptcy proceedings in Texas, student loans remain the obligation of the borrower...
Many people in Texas have little wiggle room when it comes to finances. Very often the amount of revenue they are able to bring in is just enough to meet the needs of daily life. It can mean a paycheck-to-paycheck existence. Even those with health care coverage can...
America’s military men and women have faced a lot of challenges to their courage as they’ve deployed to hotspots around the world in the past decade and more. While it’s true that they all volunteer for their service, the duty they perform is still viewed in Texas and...
One of the critical issues that come into play in any filing for bankruptcy is the question of what assets may be considered fully protected from action. In other words, what is subject to exemption from being forfeited to liquidation or to creditors.In Texas, laws...
April is Financial Literacy Month. If you've never heard that, don't be surprised. The designation hasn't been attached to the month for very long and it hasn't gotten a great deal of media attention in Texas or other states. Considering how tough the financial...
A lot of individuals in Texas have faced the quandary of whether to file for bankruptcy in recent years. As readers of this blog likely know, the typical forms of bankruptcy pursued by individuals are Chapter 7, which involves debt relief through the liquidation of...
There are a lot of people who have negative things to say about bankruptcy. The history of the bankruptcy process in the United States is a varied one. As far back as the early 1800s, no less than Alexis de Tocqueville, that French-born student of the American...
Texas baseball fans may be familiar with Jody Gerut, who was once a candidate for the American League Rookie of the Year in 2003, and played for the Cleveland Indians, San Diego Padres and Milwaukee Brewers. He says he once knew nothing about money, despite a Stanford...
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