It's college graduation time. A lot of newly sheepskinned individuals are about to hit the bricks looking for that first work opportunity that will launch them into a long and prosperous career. Many of them, however, may find that their first voyage into self...
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Chapter 13 Bankruptcy
One prominent Texas power-unit filed for bankruptcy
On Behalf of Pelley Law Office LLP | Feb 19, 2014 | Chapter 13 Bankruptcy
Electricity is a commodity often taken for granted by many people around the world. Power outages quickly remind one of how many things are powered by and how much one relies on electricity. Texas has lately been dealing with multiple issues regarding the use of...
Update on filing for bankruptcy in Texas
On Behalf of Pelley Law Office LLP | Jan 26, 2014 | Chapter 13 Bankruptcy
Filing for bankruptcy is not something people always desire to do, but it is sometimes the best option available. Regrettably, when the economy takes a turn for the worst, many people are left without jobs and financial security. In Texas, those who no longer have a...
Texas eyes may be upon Congress to extend jobless relief
On Behalf of Pelley Law Office LLP | Jan 6, 2014 | Chapter 13 Bankruptcy
While states in the nation's midsection, including Texas, experience plummeting temperatures due to a major cold snap, lawmakers in Congress are being challenged to deal with another issue that threatens to plunge a lot of people into a hazardous fiscal...
Chapter 13 bankruptcy changes could be forthcoming
On Behalf of Pelley Law Office LLP | Dec 6, 2013 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy differs from Chapter 7 bankruptcy. In a Chapter 13 bankruptcy, filers are given the opportunity to pay off one's creditors - or at least pay part of what is owed. The repayment usually occurs over three to five years, and in many cases, the filer...
How can municipal bankruptcy get personal?
On Behalf of Pelley Law Office LLP | Oct 28, 2013 | Chapter 13 Bankruptcy
There are a lot of high-profile bankruptcy stories making the media rounds these days. Here in Texas, there's the effort by American Airlines Inc. and its parent AMR Corp. to not only reorganize, but merge with US Airways Group Inc. as part of an overall restructuring...
Frisco couple seeks to end collector’s hounding after bankruptcy
On Behalf of Pelley Law Office LLP | Sep 23, 2013 | Chapter 13 Bankruptcy
One of the key benefits of entering into the bankruptcy process is the protection it provides to the filer against harassment from debt collectors.Whether the form of bankruptcy pursued is Chapter 7 or Chapter 13, the objective is to provide conditions that stop...
Balking after bite of economic bust understandable reaction
On Behalf of Pelley Law Office LLP | Aug 12, 2013 | Chapter 13 Bankruptcy
Over the past five or six years, a lot of people have felt the weight of the economic collapse in their lives. Many in Texas found relief through various channels, including the very legitimate and helpful processes of Chapter 7 or Chapter 13 bankruptcy.Launching into...
Where rubber meets the road maybe not the best place to rent
On Behalf of Pelley Law Office LLP | Jul 8, 2013 | Chapter 13 Bankruptcy
The old saying goes that necessity is the mother of invention. How that adage has manifested itself in the consumer affairs sector in Texas and elsewhere is through the alternative financing industry.What that can mean for someone in a tough money situation is access...
New study offers more data on pitfalls of payday loans
On Behalf of Pelley Law Office LLP | May 28, 2013 | Chapter 13 Bankruptcy
Visitors to our website likely appreciate that we don't shy away from discussion about the issue of payday loans. Efforts to regulate the industry here in Texas were under way in the latest legislative session and ended without any resolution, leaving the state the...