Debt Relief

The prevalence of credit card debt

Just because buying things with plastic is easy does not mean that every Texas cardholder can pay off a credit card balance every month. Looking at national data from the Federal Reserve, total credit card debt amounted to $901 billion as of May 2015. This represents...

2 options for paying off debts faster

Getting out of debt is something that takes work, especially if some of it involves credit card bills. The interest alone on credit card bills can sometimes mean that making only the minimum payment isn't enough to effectively pay off the balance. For Texas residents...

Rules on debt collection and notification

Consumer debt remains a constant concern for many Texas residents in the post-recession economy. One of the problems cited by some debt holders concerns loopholes in the Fair Credit Reporting Act that allow some non-institutional creditors to delay billing and delay...

Managing debt as a senior

Older Texas residents who are struggling with debt may be interested to know there are a number of strategies they can use to reduce those obligations. First, it is necessary for people to understand their finances. Looking at cash flow might reveal places where...

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