When life deals out a set of rotten cards, it has a way of gumming up the financial works for you and your family. No one looks for a lousy hand. When you get one, the burden of debt tends to mount and so does apprehension. Texas individuals, desperate for debt...
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Month: July 2013
Timing of events crucial to protect 401(k) in bankruptcy
On Behalf of Pelley Law Office LLP | Jul 22, 2013 | Chapter 7 Bankruptcy
One of the significant advantages available to a person filing for personal bankruptcy in Texas, regardless of the form taken, is the protection that it can afford. With the filing of a petition for Chapter 7 or Chapter 13 bankruptcy, an automatic stay goes into...
Study suggests math skill-foreclosure risk linkage
On Behalf of Pelley Law Office LLP | Jul 16, 2013 | Foreclosure
Many of our Texas readers may likely welcome the news that being bad at math is not necessarily an indicator of low intelligence. It may, however, be an indicator that a person, if that person is a homeowner, may be at higher risk of being faced with the challenges of...
Where rubber meets the road maybe not the best place to rent
On Behalf of Pelley Law Office LLP | Jul 8, 2013 | Chapter 13 Bankruptcy
The old saying goes that necessity is the mother of invention. How that adage has manifested itself in the consumer affairs sector in Texas and elsewhere is through the alternative financing industry.What that can mean for someone in a tough money situation is access...
Morphing health care scene prompting dire debt forecasts
On Behalf of Pelley Law Office LLP | Jul 1, 2013 | Bankruptcy
Many people in Texas have little wiggle room when it comes to finances. Very often the amount of revenue they are able to bring in is just enough to meet the needs of daily life. It can mean a paycheck-to-paycheck existence. Even those with health care coverage can...